The YNAB Method simplifies spending decisions, clarifies priorities, and brings more joy to every day and every dollar. And it’s easy! Just give every dollar a job.

Share YNAB with partners, families, and other close-knit groups of up to six people—all for the price of a single subscription! Set saving goals Prioritize spending and savings goals with our powerful target-setting features, and track your progress at a glance.

Demolish debt with YNAB’s loan planner tool. We’ll calculate how much interest and time you'll save for every extra dollar you put toward debt. Learn More About Debt Management

If you scroll through your YNAB budget, you’ll see a list of pre-built categories like a mortgage, groceries, home maintenance, and vacation. They currently roll up into category groups like bills and savings.

Today, YNAB is driven by a small (but growing!), passionate team. We are building the best method for money management out there. We hear reports every day of lives being changed: debt paid off, marriages saved, opportunities seized, stress eliminated, and sleep rediscovered!

With YNAB, if you have your phone (and we know you do), then you have your spending plan on hand. YNAB goes where you go—on all of your devices, all the time. But before you get creeped out, think of the possibilities: the more you know about …

YNAB changes lives—in a way that makes people want to shout it from rooftops (and Range Rovers). A free trial is the first step to finding out what all of the fuss is about. Change your money (and your life) in 34 days—for free!

Budgeting is boring and restrictive. It’s like a diet for your dollars—and just as easy to fail. The YNAB Method changes all of that by creating alignment between how you spend your money and how you want to spend your life; that’s spendfulness. And the possibilities are endless.

Not sure where or how to start? No problem. We’ve got it all right here! Check out these step-by-step instructions to set up YNAB and change your relationship with money.

Need help about YNAB, finances, or the art of money management? We've got everything you could possible need to take control of your finances.