Feb 13, 2025 · Purchase Loans and Cash-Out Refinance: VA-guaranteed loans are available for homes for your occupancy or a spouse and/or dependent (for active duty service members). To be eligible, you must have satisfactory credit, sufficient income to meet the expected monthly obligations, and a valid Certificate of Eligibility (COE).

Jun 27, 2017 · Learn about VA home loan eligibility requirements for a VA direct or VA-backed loan. Find out how to request a Certificate of Eligibility (COE) to show your lender that you qualify based on your service history and duty status.

Oct 12, 2022 · Get step-by-step instructions for buying a home through the VA home loan program. What kind of VA-backed loan will I need to buy a home? You’ll go through a private lender, like a bank or mortgage company, to get this loan.

Jan 17, 2024 · Locate a lending institution that participates in the VA program. You may want to get "pre-qualified" at this point - that is, find out how big a loan you can afford. Lenders set their own interest rates, discount points, and closing points, so you may want to shop around.

VA home loans can be used to: Buy a home, a condominium unit in a VA-approved project; Build a home; Simultaneously purchase and improve a home; Improve a home by installing energy-related features or making energy efficient improvements; Buy a manufactured home and/or lot

Dec 18, 2024 · We offer VA home loan programs to help you buy, build, or improve a home or refinance your current home loan—including a VA direct loan and VA-backed loans. Learn more about the different programs, and find out if you can get a Certificate of Eligibility for a loan that meets your needs.

VA loans are made by private lenders, like mortgage companies and banks, and not the Department of Veterans Affairs. VA home loans offer competitive interest rates and terms and can be used to purchase a single-family home, condominium, multi-unit property, manufactured house or new construction. What is a VA Loan?

VA loans are available to veterans, active-duty service members, people who’ve served in the National Guard and the Reserves, and surviving spouses who all meet certain requirements for eligibility. The VA offers specific guarantees to private lenders that handle VA loans.

Sep 13, 2024 · VA loans are available to active-duty military personnel, veterans and surviving spouses who need to finance a home purchase. You must provide a VA-approved lender with a certificate of...

Feb 17, 2023 · Take stock of your options on the home front with VA home loan guaranty and housing-related assistance. The fastest and easiest way to get access to your benefits is to apply using your computer or mobile device. Complete VA Form 26-1880 (PDF) and mail it to the Regional Loan Center of Jurisdction.