Learn about federal student loans, including Direct Subsidized and Unsubsidized Loans, PLUS loans, and Direct Consolidation Loans.

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Federal Student Aid is the largest provider of financial aid for college in the U.S. Understand aid, apply for aid, and manage your student loans today.

Federal subsidized loans are low-interest loans made to students who demonstrate financial need. Undergraduates may borrow up to $3,500 for the first year, $4,500 for the second year and $5,500 for each remaining undergraduate year.

To apply for a federal student loan, you must first complete and submit a Free Application for Federal Student Aid (FAFSA ®) form. Based on the results of your FAFSA form, your college or career school will send you a financial aid offer, which may include federal student loans.

Apply for federal student aid and manage your account.

But you may be able to get help repaying your loans, including full loan forgiveness, through one of the federal student loan programs. You never know what you may be eligible for, so take a look at the options listed below.

Use this form to apply free for federal and state student grants, work-study, and loans. Or apply free online at . fafsa.gov. Apply by the Deadlines. For federal aid, submit your application as early as possible, but no earlier than . October 1, 2024. We …

Complete the Free Application for Federal Student Aid (FAFSA) form to apply for financial aid and renew it each school year.

The first step to financial planning for college is to apply for federal student aid. If you haven’t submitted it already, complete the Free Application for Federal Student Aid (FAFSA ®) form as soon as you can!