HSA Bank eliminating investment options - Bogleheads.org
Jul 22, 2024 · Only funds more than $1,000.00 in your HSA cash balance may be invested. 1HSA Invest annual fees are waived for any quarter when your average HSA cash balance for that quarter is $7,500 or more. 2Assets under administration (AUA) is calculated based on the value of invested assets at the end of each quarter.
Health savings account - Bogleheads
Aug 31, 2024 · A Health savings account (HSA) is a special account which is used in conjunction with a high deductible health plan. Unlike a flexible spending account, unused money remains in the account and can be invested; most accounts offer either mutual funds or brokerage accounts for investing. HSAs are often referred to as "triple-tax advantaged", a ...
HSA Bank Eliminating Schwab Investing Option - Bogleheads.org
Jan 8, 2022 · Annual asset-based fees may be applied on a quarterly basis and deducted from the investment balance. The annual fees are 0.10% for Choice, 0.25% for Select and 0.35% for Managed. For every $1,000 you invest you’d pay $0.25 quarterly for Choice, $0.62 quarterly for Select and $0.87 quarterly for Managed.
What to invest HSA funds in? - Bogleheads.org
Jun 6, 2021 · Also, I believe an HSA never has any RMD requirements. So, no needing to do something with the holdings after age 72. After age 65 , I believe any withdrawals from an HSA are allowed, even for non-medical related expenditures, but subject to the tax liability like a traditional IRA would have if not for a medical-related bill. You are 28 years old.
HSA Bank eliminating investment options - Page 5 - Bogleheads.org
by deltaneutral83 » Tue Aug 13, 2024 8:21 pm. Moved balance from Employer mandated HSA Bank/Schwab combo to Fidelity. Employer mandates $1,000 in HSA Bank collecting dust but will transfer about every quarter from HSA Bank into Fidelity from now on, takes 30 seconds to fill out the transfer form.
HSA accounts - Bogleheads.org
by Paullmas » Sun Sep 08, 2024 11:42 am. Numerous financial websites state that an HSA account, as it has triple tax advantages, should not be used other than for investing until retired and needed. i.e. Pay medical expenses out-of-pocket and keep HSA for investments. Medical inflation has greatly outpaced general inflation until recently.
HSA: Health Equity vs. Fidelity - Bogleheads.org
Sep 6, 2021 · HSA: Health Equity vs. Fidelity. by dunk1234 » Sun Mar 13, 2022 5:34 pm. I know it's common for those with employer contributions to have two HSA's. I am going to try to get my employer to consider switching to Fidelity HSA, our 401k is already with Fidelity. My question is has there been an in-depth side-by-side comparison of these two HSA ...
HSA - Paying out of pocket and then reimbursing self?
Oct 27, 2009 · Actually, under current law you reimburse yourself several years later. You do not lose the ability to reimburse yourself by waiting. So, if you do not need the money at the end of the year, just let it ride in the HSA until you actually do need the money. As long as you keep that documentation for unreimbursed medical expenses you could ...
HSA investment advice - Bogleheads.org
Jun 10, 2019 · Re: HSA investment advice. by fabdog » Mon Jun 10, 2019 1:23 pm. Health Equity will charge .33%/yr as their fee for investments you make through their platform, in addition to the fees of the fund (s) you select. I believe they require …
Why Max HSA? - Bogleheads.org
Nov 7, 2022 · You can’t use an HSA to pay for Medicare Supplement (Medigap) premiums, though. With a large HSA balance sometimes the tradeoff between the G plan and the high deductible G plan makes sense. Yes, a large HSA balance would point someone toward a high deductible G plan. arcticpineapplecorp. Posts: 16315.