Spot and avoid scammy debt settlement or debt relief organizations — whether they’re offering credit counseling, debt settlement, or any other service. Never pay any group that tries to …

Getting free or reduced-fee legal help, if you have a low income. To find a legal aid organization near you, use the Legal Service Corporation’s search tool. Or search for a pro bono (free legal …

Mar 22, 2023 · Before you make any payment to settle a debt, get a signed letter from the collector that says the amount you’re paying settles the entire debt — and you no longer owe …

Are you looking for ways to pay off credit card debt? Offers to help you cut down or wipe out your debt might sound like a perfect solution, but dishonest debt relief companies will take your …

Sep 10, 2018 · It also explains credit counseling, debt relief services and scams, as well as the two main types of personal bankruptcy. Fixing Your Credit tells you how to order your free …

Dec 23, 2024 · Mortgage interest rates may be on the way down, but scammers’ false promises are likely on the way up. If you’re looking to lower your mortgage payment — by refinancing …

Debt Relief Services If you’re struggling with significant credit card debt, and can’t work out a repayment plan with your creditors on your own, consider contacting a debt relief service like …

Jun 16, 2017 · If a debt relief company tells you to pay before it does any work for you, it's a scam. If you send your money to a debt settlement company instead of your credit card …

with a debt settlement company, or consider bankruptcy. Talk with your credit card company, even if you have been turned down before. Rather than pay a company to talk to your creditor …

Tax relief companies say they can lower or get rid of your tax debts and stop back-tax collection. They say they’ll apply for IRS hardship programs on your behalf for an upfront fee. But in …