Dec 3, 2024 · A policy that results in a disparate impact on a prohibited basis and is not legally justified violates fair lending laws and regulations. Evidence of discriminatory intent is not …

OCC Bulletin 2023-2, Fair Lending: Revised Comptroller’s Handbook Booklet and Rescissions Overview This booklet focuses on compliance with the Fair Housing Act, Equal Credit …

Jan 12, 2023 · “Ensuring compliance with fair lending laws will help put an end to discriminatory lending practices that create and exacerbate inequity in the federal financial sector,” said …

Prohibited Conduct Under Fair Lending Laws and Regulations . Under ECOA, it is unlawful for a bank to discriminate against an applicant on a PB in any aspect of a credit transaction. Under …

Fair Lending . This overview provides a basic and abbreviated discussion of federal fair lending laws and regulations. It is adapted from the Interagency Policy Statement on Fair Lending …

Fair Lending Section 1201 Office of Thrift Supervision August 2009 Examination Handbook 1201.1 Fair Lending . This overview provides a basic and abbreviated discussion of federal fair …

Banking Circular 263 (PDF), "National Bank Fair Lending Efforts" "Identifying Lender Practices That May Form the Basis of a Pattern or Practice Referral to the Department of Justice" (PDF) …

Dec 4, 2024 · The OCC promotes bank compliance with federal consumer protection laws, fair lending statutes and regulations, and the Community Reinvestment Act through supervisory …

Fair Lending HMDA data help show whether lenders are serving the housing needs of their communities and help . identify possible discriminatory lending. BANK WISE. is a series of …

with fair lending laws. • keep records related to consumer credit applications and decisions for at least 25 months. BANKS MAY NOT: • discriminate against applicants based on race, color, …