A personal loan is a borrowed sum of money that is paid back with interest in installments and typically range from $5K-$100K.

Many people apply for a low-interest personal loan to consolidate high-interest credit card debt. These loans can also be used to fund major life p...

When using a personal loan to pay off credit card debt, the loan funds are used to pay off the cards’ outstanding balances. Ideally, the new loan w...

The monthly payment for a personal loan is determined by a variety of factors, including your interest rate, loan amount, term of the loan, and more.

Lenders will typically evaluate your credit score, income, and debt-to-income ratio, among other factors. Lower credit scores could affect your eli...

SoFi Personal Loans are fixed rate loans. If you like the consistency of knowing exactly what your monthly payments will be over time, you might pr...

The SoFi Personal Loan is an unsecured loan. This means that you do not need to provide collateral for the loan.

With the SoFi Personal Loan, the minimum amount you can borrow is $5,000 in most states and the maximum is $100,000.

To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a pro...