However, any capital gains that have accumulated on a tax deferred basis on the cash value ... over time. Universal life insurance can also offer either a fixed death benefit or one that increases ...

Once you build up cash value you can access it in a few different ways. Cash value life insurance may seem like a smart choice, but it’s not always the right one. Understanding what cash value ...

For example, we worked with one ... on any un-taxed gains you currently have in your cash value policy. In a recent case, we worked with a 60-year-old client who had three whole life insurance ...