Upon entering into this relationship, you’ll agree upon details like loan amounts, repayment terms and interest rates. The quality of your credit profile determines all of these things.

The Moody’s announcement sent the yield on a 30-year Treasury bond to a high of 5.01% at one point on Monday. Bond yields ...

Hence, understanding the repayment terms and keeping a close watch on balances can save considerable money in the long run.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Borrowers generally fall into two main types of classifications, depending on their credit score ...

Stock and bond markets often react negatively to a pick-up in consumer credit, especially when it is a short-term increase. On the other hand, investors might react positively to a decline in ...

Ratings agencies quantify the amount of credit risk associated with bonds so ... s value decreasing if interest rates rise. Longer-term bonds are more susceptible to interest rate risk because ...

Short-term credit ratings reflect the likelihood that ... capital it needs at interest rates it can afford. A low one can mean that the borrower has to pay much higher rates if it can access ...

You can also get better interest rates when you have a higher credit score, which can save you money in the long term. Conversely, a credit score of 700 or higher is generally viewed positively by ...