IUL policies benefit from advantageous tax treatment but also come with high costs in the form of commissions and ...

The growth is typically subject to caps, participation rates and fees, which can limit the potential returns. Additionally, most IUL policies include a guaranteed minimum interest rate to protect ...

IUL is a type of permanent life insurance that ... However, the policy will deduct fees and any interest from policy loans each year. Especially during years in which no interest is credited ...