Use NerdWallet’s analysis to find cheap auto insurance in Florida and compare rates from the state's most affordable companies. Finding cheap car insurance in Florida isn’t easy. The average ...

Geico has the cheapest full-coverage auto coverage in Miami, FL. Geico's average rate is $185 per month, on average. That's roughly half the average cost of full coverage car insurance in Miami ($349) ...

Commissions do not affect our editors' opinions or evaluations. Key Takeaways: The Cheapest Car Insurance in Florida Travelers has the overall cheapest car insurance in Florida across a variety of ...

You can also check out our analysis of cheap car insurance in Florida. Looking for the best insurer? Read NerdWallet’s roundup of the best car insurance in Florida. Jump to . . . All your ...

The average annual rate for automobile insurance in the United States in 2025 is $2,638.According to Bankrate, that’s up 12% ...

Geico, State Farm and MetLife typically offer the cheapest minimum-liability auto insurance policies in Florida. However, Geico is the only provider to offer coverage below the national average.

Florida consistently ranks among the most expensive states for car insurance, with average annual costs higher than the national average. Factors contributing to high rates include frequent ...

This table ranks the cheapest car insurance companies in Florida by average minimum-coverage cost. Unless otherwise specified, rates are for a 35-year-old driver with good credit and no driving ...

State Farm has the lowest average car insurance rates in Florida overall and in most driver categories we researched. However, Geico has the cheapest rates for teens and drivers with poor credit.

(See our methodology for more information on how we made our picks.) Best Florida car insurance Best for cheap car insurance: Geico Best for high-risk drivers: Bristol West Best for safe ...

Geico has the cheapest full-coverage policy in Jacksonville, at $144 per month. That is 46% less than the average citywide rate of $267 per month. The second-cheapest insurance company, State Farm ...