After declining for two days, the rate average for 30-year refinance mortgages moved higher Monday. Rate movement among other refi loan types was mixed.

These are today's mortgage and refinance rates. Mortgage rates dropped this month, but they're still relatively high, limiting affordability for borrowers.

The rate on a 30-year fixed refinance declined today. The current 30-year, fixed-rate mortgage refinance rate is averaging 7.37%, according to Curinos, while 15-year, fixed-rate refinance mortgages average of 6.