What a target date fund does is adjust your risk profile based on your investing timeline. If you're 30 years away from ...

The unexpected happens. Savers should be allowed to take out up to $3,500 from retirement accounts penalty-free.

The top 30% of Vanguard investors have reached one big milestone. See if your retirement savings are falling behind -- and ...

Good news for those building up their 401(k)s: the Dow Jones Industrial Average and S&P 500 closed at record highs after the ...

When you quit your job, one of the biggest decisions you’ll have to make is what to do about the money in your retirement ...

Retirement savers are eligible to put $500 more in a 401(k) plan in 2024: The contribution limit will increase from $22,500 in 2023 to $23,000. In addition, the income limits to claim the saver ...

Beginning in 2024, the Secure Act 2.0 will index IRA catchup contribution limits for inflation, making it likely that higher ...

A $5,000 withdrawal at age 50 will result in a $500 early withdrawal penalty and another $1,200 in income tax for someone in the 24% tax bracket. However, 401(k) participants who have been ...

Much like annoying political TV ads, warnings that the U.S. presidential election could have big consequences for your 401(k) ...

This hypothetical example isn't a completely accurate depiction of what you can expect from your 401(k). What's not reflected here is the market's volatility. Although the S&P 500's average ...

The S&P 500, a gauge of the broader U.S. stock market ... and you also miss out on the growth of your 401(k) holdings once the market recovers. That’s when having a well-funded emergency ...

USA TODAY has previously reported that the S&P 500 is regarded as one of the best gauges of Wall Street's health. When the benchmark index goes up, American's 401(k)s tend to rise as well.