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![Debt Consolidation Guide: How It Works [January 2025 ]](/images/search?view=detailV2&id=83179B58DF7E34720F00F5C2B7BE0A1CB7040A7D&thid=OIP.BbkFWdWuzWNCrMzu5CyyxAHaE8&mediaurl=https%3a%2f%2fwww.debt.org%2fwp-content%2fuploads%2f2017%2f07%2fDebt-Consolidation.jpg&exph=667&expw=1000&q=homeowner+debt+consolidation+loans+rates&simid=607989390960494265&ck=1A32C0D3B7F6C10040CF85D37CAB5D31&itb=0&FORM=IVCLIG)
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